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vector Why You Should Join Upnivaa

Build, Sell & Earn with India’s Fastest-Growing Franchise Platform

Join India’s most dynamic franchise ecosystem designed for entrepreneurs, vendors, and professionals who want to grow their business and income digitally. Our platform connects multiple industries — Loans, Insurance, CA & IT Services, Recharges, Travel, and Local Vendors — allowing you to sell more, earn more, and expand faster. With advanced tools like CRM, HR App, and Dialer App, you can manage your business effortlessly and scale without limits. Start small, operate risk-free, and enjoy long-term growth with a transparent 4-layer payout system.

Key Services / Features:
  • Sell from Multiple Categories: If you want to Sell from multiple categories – Loans, Insurance, CA & IT Services, Recharges, Travel, Local Vendors, and more.
  • Earn Smartly: Custom solutions to manage customer relationships, enhance engagement, and streamline sales processes for better business outcomes.Earn Smartly
  • Ready-Made Digital Tool: If you want to Use ready-made digital tools: CRM, HR app, and Dialer app – all built to simplify business.
  • Low Investment, Zero Risk: If You want to Start with minimum investment, zero risk, and unlimited growth potential.
  • Nationwide Expansion: Grow your business presence across India.
  • Referral Bonus: If you also want to sell your own product on platform by others If you want Referral Bonus
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vectorType of Franchise

Franchise Tiers to Empower Your Growth

Choose from Silver, Gold, Platinum, or Diamond Franchise — each designed to match your business goals and investment level. Elevate your success with exclusive benefits, higher commissions, and premium support at every stage.

Silver

Joining Fees : 25000 ₹
  • Sell all Upnivaa Products
  • Create any type of Franchise
  • Create downline team up to 50 users
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Gold

Joining Fees : 75000 ₹
  • Sell all Upnivaa Products
  • Create any type of Franchise
  • Unlimited Silver downline
  • Extra Reward on downline Franchise Business
  • Create downline team up to 100 users
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Platinum

Joining Fees : 150000 ₹
  • Sell all Upnivaa Products
  • Create any type of Franchise
  • Unlimited Silver & Gold downline
  • Extra Reward on downline Franchise Business
  • List own Product
  • Create downline team up to 150 users
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Diamond

Joining Fees : 300000 ₹
  • Sell all Upnivaa Products
  • Create any type of Franchise
  • Unlimited Silver, Gold & Platinum downline
  • Extra Reward on downline Franchise Business
  • List own Product
  • Create downline team up to 200 users
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What You Will Get Along With the Franchise

Partnering with Upnivaa Fintech opens the door to a powerful ecosystem of digital tools, financial networks, and support systems — everything you need to grow and manage your business seamlessly.

Franchise Benefits:
  • Free Dialer for Your Team: Simplify communication and boost team productivity.
  • Access to All Upnivaa Products: Sell a wide range of financial, recharge, insurance, and travel services.
  • Attractive Payout Structure: Earn high commissions and recurring income.
  • Gmail Integration: Manage client communication seamlessly through integrated tools.
  • Digital Training Module: Learn and grow through professional training programs.
  • Integrated CRM with Multiple Live Tools: Manage leads, clients, and teams effectively.
  • Free HR App: Handle attendance, salary, and employee management digitally.
  • Lead Tracking Tools: Monitor your leads and conversions in real time.
  • Access to 300+ Financial Institutions: Work directly with top lenders and service providers.
  • 300+ Bank Codes: Simplified access for all your financial operations.
  • 10,000+ Banker Database: Build connections and expand your business network.
  • Lead Bidding & Grabbing Options: Capture leads faster and close deals instantly.
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Our Expectations

Franchise Type Recommended Setup Team / Staff Company Support
Silver Work-from-home or small desk setup 1 person (self-managed) Access to dashboard & leads, product training
Gold Small office (100-150 sq.ft.) 2-3 Staff Access to dashboard, Leads + Dedicated manager + marketing tools + Product training
Platinum Mid-size office (200-300 sq.ft.) 4-5 staff Access to dashboard, Leads, Dedicated manager + marketing tools + vendor onboarding rights + backend coordination
Diamond Prime office (400-500 sq.ft.) 6-8 staff + admin Access to dashboard, Priority leads, Dedicated manager + marketing tools + backend coordination, branding rights, vendor onboarding rights
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vector Franchise Advantage List

Upnivaa Fintech – A Smart Way to Earn Through Digital Financial Services

Upnivaa Fintech offers an exciting opportunity for individuals to start their own digital financial services business. By partnering with Upnivaafintech, you can provide essential financial solutions to your community and earn attractive commissions on every service.

You can offer a wide range of services in one platform, including:
  • Bill Payments & Mobile/DTH Recharges: Convenient payment solutions for customers.
  • PAN Card Services : Easy application and updates.
  • Insurance & Loan Assistance: Helping customers access financial security and loans.
  • Travel & Ticket Booking: Hassle-free bus, train, and flight bookings.
  • Micro ATM Services : Card-based cash withdrawal and banking services.

With Upnivaa Fintech, you can build a profitable business with low investment, contribute to digital financial inclusion, and serve your local community with trusted services.

vectorOur Strength

Our Strength – Empowering Growth Through Innovation and Network

At Upnivaa Fintech, our strength lies in a solid foundation built on multi-sector earning opportunities, advanced technology, and trusted partnerships. We empower our partners through continuous training, efficient lead management tools, and a vast network of over 300+ financial institutions. With a proven network of 400+ franchises, we ensure sustainable growth, strong support, and limitless business potential.

  • Multi-Sector Earning Model: Operate across multiple industries — Loans, Insurance, CA & IT Services, Recharges, Travel, and more — to create diverse income streams with minimal risk.
  • Technology + Training Support: Access advanced digital tools and expert training sessions that simplify operations, enhance skills, and improve team performance.
  • Lead Management & Team Management Tools: Track, manage, and convert leads efficiently while monitoring team performance through our smart CRM and management tools.
  • Broad Network of 300+ Financial Institutions: Connect with top financial institutions and service providers to expand your business reach and deliver more solutions to customers.
  • Proven Network of 400+ Franchisees: Join a trusted community of successful partners who are already growing with Upnivaa Fintech’s proven business model and support system.
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What Our Clients Say About Upnivaa Fintech

Client Testimonials: Genuine insights, success stories, and positive experiences shared by entrepreneurs and businesses who trusted Upnivaa Fintech services.

Upnivaa optimized my cash flow and vendor relations for efficient business growth.

R PanchatCharam
R PanchatCharam

click4loans

Upnivaa’s backend support and automation simplified scaling my fintech business.

Baghyavathi
Baghyavathi

Digitech Loans

Upnivaa’s fintech APIs helped accelerate my startup’s growth with great support.

Randhir Kumar
Randhir Kumar

FundQuest Financial Services Limited

Upnivaa Fintech streamlined my business, making inventory and payments faster and easier.

BGopal Ramesh Bhai Borana
BGopal Ramesh Bhai Borana

Mudracare

Frequently Asked Questions About Our Fintech Solutions

Explore our FAQ section to understand Upnivaa Fintech’s solutions, tools, and support for entrepreneurs and growing businesses

Upnivaa Fintech is a financial technology platform that simplifies the process of comparing and applying for loans. It connects users with trusted lending partners across India.
Upnivaa partners with leading banks, NBFCs, and digital lenders to offer customers a wide range of secure and suitable loan options.
Upnivaa uses your profile, credit score, income, and loan needs to filter and suggest only the most relevant and pre-qualified lenders for you.
Yes, all user data is encrypted and shared only with verified partners after user consent. Upnivaa follows strict data protection and privacy standards.
Absolutely. You can apply for a loan directly through the Upnivaa website or app. The platform guides you step-by-step to complete your application quickly.
Lending institutions can fill out the Partner Registration form on the Upnivaa website. Once verified, they will be onboarded to offer loan products to users.
Upnivaa is free for users. There are no hidden fees for comparing or applying for loans. However, individual lenders may have their own processing charges.
Yes, after submitting your loan application, you can log in to your Upnivaa account and monitor the status in real time until it is approved or disbursed.
Yes, Upnivaa offers dedicated customer support via email and chat to assist with application issues, partner queries, and loan-related help.
Upnivaa operates pan-India via its digital platform. Some loan products may be restricted based on your city or the partner’s service coverage.